The California fires have had a devastating effect on people whose lives have been forever affected. People who have been affected by wildfires may have difficulty dealing with their fire insurance company, who likely will not have their policyholders’ best interests at heart.
If you are dealing with a fire insurance company related to wildfire, you may need to speak with an attorney at Cutter Law P.C. to ensure you receive the full amount you are entitled to. Contact us any time in the claim process, including before you submit your insurance claim, to make sure your rights are protected.
On November 8, 2018, a California wildfire broke out and destroyed the town of Paradise, in Butte County. Dozens of people died and thousands of structures—mostly homes—burned down. Residents of the town lost everything and were forced to evacuate on very short notice, creating havoc on the roads.
In the coming months, homeowners will file fire insurance claims while investigators determine what caused the most devastating wildfire in California history. If a utility or corporation is found to be responsible, lawsuits can be filed against that organization for damages or for wrongful death. Meanwhile, if insurance companies fail to uphold their contracts with policyholders—by unreasonably delaying or denying paying a fire claim or by undervaluing losses—we can file a lawsuit to force them to uphold the terms of their policies and pay claimants the full amount they are entitled to.
Attorneys are also investigating possible lawsuits against Pacific Gas and Electric Co (PG&E) for their possible involvement in allowing some of the California fires to start. If you were affected by a fire that may have been linked to PG&E, please contact an attorney at Cutter Law P.C. to discuss your situation.
Pacific Gas and Electric Co (PG&E) and the California Fires
– Wildfires in 2017 –
According to reports, in a 90-minute period starting around 9:30 p.m., multiple callers phoned emergency dispatchers to report fallen power lines, exploding electrical transformers, and sparking wires in California. Those calls came in as high winds began to spread the various fires that have devastated parts of California.
Attorneys are now investigating whether PG&E, the utility company based in San Francisco, properly maintained its equipment and ensured vegetation was properly cleared from power lines.
If PG&E is found responsible for the California fires, it would not be the first time the company was linked to fires in California. In April 2017, California’s Public Utilities Commission issued a fine of more than $8 million after PG&E was found responsible for not properly maintaining a power line. That power line was linked to the September 2015 Butte Fire that killed two people and destroyed almost 550 homes. PG&E faces more than 1,000 lawsuits related to that fire.
People who were affected by the California fires that may be linked to PG&E could be eligible to file a lawsuit against the utility. Contact an attorney at Cutter Law P.C. to discuss your legal options.
State Farm Fire Insurance Lawsuit
Cutter Law has extensive experience representing people whose lives have been devastated by fires. We served as co-lead counsel in a class action lawsuit against State Farm related to the insurance company’s fire/property policy. That lawsuit-Doan v. State Farm-went to trial and resulted in a victory for all California State Farm home insurance policyholders.
Included in the allegations were that State Farm violated California law in how it adjusted fire and other personal property losses. The Court found that State Farm did not take into account the actual condition of the property being reimbursed for, instead of using a straight line, age-based depreciation. As a result of that lawsuit, State Farm was ordered to change its adjustment practices and communicate to its policyholders its methods and schedules used in property depreciation.
Fire Insurance Lawyer
Attorneys at Cutter Law P.C. have extensive experience dealing with insurance companies and defending the rights of our clients in insurance claims. Appealing insurance company decisions and ensuring you receive the full compensation you’re entitled to can be a complicated process. Our attorneys will fight to protect your rights so you receive the full value of your claim.
Contact a fire insurance attorney at Cutter Law P.C. to schedule a no-obligation consultation today. Call 707-306-0540 or fill out our contact form to speak with a fire insurance lawyer about your claim.