It’s not uncommon if you get hit by a car to find out that the driver of that car didn’t carry insurance. In that situation, you’ve been hit by an uninsured or underinsured motorist. Fortunately, if you have a good insurance policy of your own, they will step in and take the place of the insurance that driver should have had.
So, it’s really important that you contact your insurance agent and make sure that they do put good uninsured and underinsured motorist limits on your insurance policy because it’s not uncommon for folks to get hit by an uninsured or underinsured motorist.
If you have that coverage on your policy, then you’ll be well protected if that does unfortunately happen to you.
